First time Offroading the 4th Gen

h4ngman tacoma · 2025-09-03T10:42:30+00:00

I’ve been thinking and wanted to ask how much others pay for their insurance. Normally I wouldn’t be asking a group about insurance rates due to how complex insurance rates can be. I know insurance depends on factors such as age, gender “yea as a guy we pay more”, accident records, if you have bundles/ discounts, and even what city/ county you live in can be a factor. Like my brother who drives a 2008 FJ with over 180k miles on it and he lives in Miami. He pays almost 4k a year for his insurance because….Miami… not joking. For me, I pay $480 every 6 months with progressive. How much do other owners pay for their insurance in their respective states?

N118NW

New member

Jul 2, 2024

My wife and I went up to Marble Falls, TX to enjoy some trails as there aren't many around Central Texas and we had a blast. I'm not interested in rock climbing, I'm happy doing just the trails and the Taco tackled it without breaking a sweat.

I'm also pretty lazy when it comes to video editing so my apologies for the quality of the content